Punjab National Bank invites online applications for the post of Local Bank Officer (LBO) in JMGS-I scale. This is a state-wise recruitment drive for 545 vacancies across India. Candidates must be graduates in any discipline and possess proficiency in the local language of the state they are applying for. The selection process involves an online written test, screening, a local language proficiency test, and a personal interview. Selected candidates will be on probation for 2 years and will be posted within the selected state for at least 9 years or until promotion to SMG Scale IV. Benefits include DA, CCA, HRA/Leased Accommodation, Leave Fare Concession, Medical Insurance, and Retirement Benefits. Candidates must maintain a healthy credit history with a minimum CIBIL score of 680 at the time of joining.
Important Dates
Opening Date of Online Registration
20.07.2026
Closing Date of Online Registration
09.08.2026
Tentative Date of Online Test
August 2026 / September 2026
Cut-off Date for Age
01.07.2026
Cut-off Date for Educational Qualification & Experience
09.08.2026
Post Code
Name of the Post
Grade/Scale
No. of Vacancies
Scale of Pay (Rs.)
01
Local Bank Officer (LBO)
JMGS-I
545
48480-2000/7-62480-2340/2-67160-2680/7-85920
State-wise Vacancy Details
S.No.
Name of State
Mandatory Language Proficiency
Vacancies
SC
ST
OBC
EWS
UR
PwBD (OC)
PwBD (HI)
PwBD (VI)
PwBD (ID)
PwBD Total
1
Andhra Pradesh
Telugu
4
0
0
0
0
4
0
0
0
0
0
2
Gujarat
Gujarati
77
15
8
22
10
22
1
1
0
1
3
3
Karnataka
Kannada
78
13
7
17
9
32
1
1
1
1
4
4
Maharashtra
Marathi
67
12
10
7
14
24
2
1
1
1
5
5
Telangana
Telugu
41
8
3
1
9
20
1
1
1
1
4
6
Tamil Nadu
Tamil
51
13
7
0
9
22
1
1
1
1
4
7
West Bengal
Bengali
80
12
7
23
10
28
1
1
1
1
4
8
Jammu & Kashmir
Urdu/ Dogri/ Kashmiri
9
2
0
5
2
0
1
0
0
0
1
9
Ladakh
Urdu/ Purgi/ Bhoti
2
0
0
0
0
2
0
0
0
0
0
10
Arunachal Pradesh
English
4
0
0
1
0
3
0
0
0
0
0
11
Assam
Assamese/ Bodo
85
13
7
22
9
34
0
1
1
1
3
12
Manipur
Manipuri/ Meitei
6
1
0
1
0
4
0
0
0
0
0
13
Meghalaya
Garo/ Khasi
8
1
0
2
0
5
0
0
0
0
0
14
Mizoram
Mizo
5
0
0
1
0
4
0
0
0
0
0
15
Nagaland
English
5
0
0
1
0
4
0
0
0
0
0
16
Sikkim
Nepali/ Sikkimese
5
0
0
1
0
4
0
0
0
0
0
17
Tripura
Bengali/ Kokborok
18
3
2
3
3
7
0
1
0
0
1
TOTAL
545
Note: The vacancies listed across all 17 states sum exactly to 545, matching the total notified vacancies for the post. Vacancies, including those reserved for various categories, are provisional and subject to change as per Bank’s requirement.
Age & Educational Qualification
Post
Scale
Age (in years)
Educational Qualification
Local Bank Officer (LBO)
JMGS-I
Min.: 20 Max.: 30
Graduate in any discipline from a University/ Institution recognized/approved by Government of India or its regulatory bodies. Candidate must possess valid Mark-sheet/Degree Certificate on the day of registration.
1 year post-qualification work experience in Clerical/ Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank listed in Second Schedule of RBI Act, 1934
Advance Increment (Officer cadre in Scheduled Commercial Banks)
1 increment per completed year of service, subject to maximum of 2 increments (if job profile matches Scale-I Generalist Officer)
Advance Increment (Subsidiaries of Scheduled Commercial Banks)
Only 1 advance increment, subject to matching job profile
Seniority
No prior service/experience considered for seniority purposes
Relaxation in Upper Age Limit
Sr.
Category
Age Relaxation
(i)
Scheduled Caste/ Scheduled Tribe
05 Years
(ii)
Other Backward Classes (Non-creamy layer)
03 Years
(iii)
Persons with Benchmark Disability (RPwD Act, 2016)
10 Years
(iv)
Ex-Servicemen/ Commissioned Officers incl. ECOs/SSCOs (min. 5 yrs military service)
05 Years
(v)
Persons affected by 1984 riots
05 Years
Online Written Test — Structure
Name of the Test
No. of Questions
Maximum Marks
Sectional Duration (minutes)
Reasoning & Computer Aptitude
25
25
35
Data Analysis & Interpretation
25
25
35
English Language
25
25
25
Quantitative Aptitude
25
25
35
General/Economy/Banking Awareness
50
50
50
TOTAL
150
150
180
Category
Minimum Qualifying Marks (per section)
General/EWS
40%
Reserved Category (SC/ST/OBC/PwBD)
35%
Selection Procedure
Phase
Stage
Details
I
Online Written Test
Negative marking: 1/4th mark deducted per wrong answer
II
Screening
Document scrutiny of written-test-qualified candidates
III
Local Language Proficiency Test (LLPT)
For candidates who have not studied local language in 10th/12th; qualifying nature
IV
Personal Interview
50 marks; qualifying marks 45% (22.50) for SC/ST, 50% (25) for others