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Credit Officer (GBO Stream) โ€” Bank of India

🏢 Bank of India  ·  www.bankofindia.bank.in

Vacancies779
Last Date20 Jul 2026
LocationAll India
⛔ Deadline has passed.
📋 Job details at a glance
FieldDetails
🏢 OrganisationBank of India
📄 Post nameOfficer (Direct Recruitment)
👔 Job typeGovernment
👥 Total vacancies779
🎓 QualificationAs per Annexure-I to Notice dt. 01.06.2026 (post-specific graduate/professional qualifications for Credit Officers)
📍 LocationAll India
✅ SelectionOnline Examination (English Language + Professional Knowledge) โ†’ Interview (weightage 70:30, if exam conducted)
📅 Last date20 Jul 2026
₹ Application feeSC/ST/PWD: โ‚น175/- (intimation charges only) | General & Others: โ‚น850/- (application fee + intimation charges)
🌐 Official websitewww.bankofindia.bank.in
📄 NotificationDownload PDF ↗
📄 About this recruitment

Bank of India is recruiting Credit Officers under the General Banking Officer (GBO) stream to fill 779 vacancies across India. This is Project No. 2026-27/01, and the role covers credit-related banking functions at three seniority levels.

Selected candidates will be posted/transferred anywhere in India as per the Bank’s requirements.

 

Role highlights:

  • Officers will work in the Bank’s Specialised Segment/Stream as Credit Officers, handling credit appraisal, lending, and related banking operations.
  • Career progression follows the Bank’s extant Promotion Policy โ€” after serving in the specialised category, officers become eligible to participate in promotions to higher grades/scales alongside other General Banking Officers, subject to eligibility.
  • Candidates must be willing to work anywhere in India; this is a mandatory condition for applying.
  • Selected candidates are required to deposit a refundable security deposit (refundable after 3 years of satisfactory service): โ‚น2,00,000 for MMGS-II, โ‚น3,00,000 for MMGS-III, and โ‚น3,00,000 for SMGS-IV.
  • Appointment is subject to candidates being declared medically fit and meeting the Bank’s service and conduct rules.

Eligibility snapshot (age as on 01.06.2026):

  • MMGS-II: 25โ€“32 years
  • MMGS-III: 28โ€“38 years
  • SMGS-IV: 32โ€“45 years
📊 Post-wise vacancy distribution
Post / Category GENOBCSCSTEWSTotal
Credit Officer MMGS-II2741801025269677
Credit Officer MMGS-III2216105861
Credit Officer SMGS-IV21962341
Total3172051185980779

ℹ UR = Unreserved  ·  OBC = Other Backward Class  ·  SC = Scheduled Caste  ·  ST = Scheduled Tribe  ·  EWS = Economically Weaker Section  ·  PwBD = Persons with Benchmark Disabilities

📊 Vacancy distribution by category
Post / Category GENOBCSCSTEWSTotal
Credit Officer MMGS-II2741801025269677
Credit Officer MMGS-III2216105861
Credit Officer SMGS-IV21962341
Total3172051185980779

ℹ UR = Unreserved  ·  OBC = Other Backward Class  ·  SC = Scheduled Caste  ·  ST = Scheduled Tribe  ·  EWS = Economically Weaker Section  ·  PwBD = Persons with Benchmark Disabilities

📄 Official notification PDF
📄 Official Recruitment Notification
📷 Reference images from official notification
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📝 Apply via our form
📝 Application Interest Form
📅 Important dates
Notice dated
01 Jun 2026
Online application starts
30 Jun 2026
Last date for online application
20 Jul 2026
Relevant date for age and qualification
01 Jun 2026
Online examination date
Will be advised separately
📋 Step-by-step application guide
1
Visit www.bankofindia.bank.in
2
Click on CAREER tab
3
Click "Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01"
4
Click APPLY ONLINE
5
Click "Click here for New Registration"
6
Enter Name, Contact details, Email-id to generate Provisional Registration Number and Password
7
Fill application form using SAVE AND NEXT
8
Upload Photograph, Signature, Left Thumb Impression, Hand-written Declaration as per specifications
9
Fill other details and upload relevant documents/certificates
10
Preview and verify the application
11
Click COMPLETE REGISTRATION
12
Proceed to Payment and pay application fee online
13
Take printout of e-Receipt and application form for records
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